Live commission calculator
What would you actually make here?
Plug in your monthly premium, your activity, and your comp level. The math: AP × comp gives total commission, 75% of 9 months pays out as your advance, the rest as residuals.
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Monthly premium per policy$84 / mo
Average Final Expense policy runs around $84/mo.
Dials per day300 / day
Most Ascend producers run 200–500/day, closing 6–8 apps a week.
Your commission level110%
Most agents start in the 80 to 110% range.
Apps closed / week7.1
Annual premium (AP)$1,008
Advance per policy · 75% of 9mo$624
Residual per policy (mo 10+)$485
Total comp per policy$1,109
Projected annual gross
$0
300 dials/day × 5 = 1,500 dials/wk × 0.47% close = 7.1 apps/wk · $1,008 AP × 110% comp.
Advance / month
$0
Total gross / mo
$0
Apps issued / mo
0
Monthly ramp (illustrative)
12 mo
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The advance figure assumes the standard 75% advance on 9 months of premium that most carriers offer at our shop. Residuals begin in month 10 and pay as long as the policy stays in force. Numbers are illustrative — actual results depend on activity, licensing, persistency, and carrier-specific schedules.
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